No medical life insurance is a kind of life insurance that individuals can purchase without having to go through a medical examination. A lot of people with pre-existing conditions like no-medical life insurance compared to the “with Medical” type because it’s quicker and easier to buy. If you don’t have a pre-existing condition, you can still apply for and buy a no medical life insurance policy if you so choose!

In case you need Life Insurance but have been denied a regular policy for whatever reason, a no medical life insurance policy will be ideal for you.

Here are some reasons why people may be denied a standard life insurance policy:

  • Chronic illness like heart disease, diabetes, HIV, or cancer
  • You have been convicted of impaired driving
  • You are uncomfortable with medical exams
  • You work in a dangerous occupation

To get started, click here or call us at 416.841.7400