Painters Insurance isn’t a type of coverage, but most painters are looking for commercial general liability insurance that covers customer property damage and injury lawsuits
How Painters Insurance Works
Painters insurance is not a type of insurance itself but rather a combination of insurance types that fit the coverage needs of professional painters. The most important insurance type that painters need is commercial general liability (CGL), which covers third-party bodily harm, property damage and costs arising from related lawsuits.
Common Types of Painters Insurance
Insurance Types & What It Covers
Commercial General Liability
Third-party claims for bodily injury, property damage, medical payments and personal and advertising injury
Commercial Auto Insurance
Accidents involving vehicles used for business, including bodily injury liability, property damage liability and medical payments
A guarantee to potential clients that you can fulfill commercial jobs; protects clients against liability and malpractice
All painters need commercial general liability insurance to protect against third-party claims from bodily injury or damage to others’ property. Commercial auto insurance is for vehicles used for the business. Keep in mind that personal auto insurance won’t cover your commercial truck or van.
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