Painters Insurance

Painters Insurance

Painters Insurance isn’t a type of coverage, but most painters are looking for commercial general liability insurance that covers customer property damage and injury lawsuits

How Painters Insurance Works

Painters insurance is not a type of insurance itself but rather a combination of insurance types that fit the coverage needs of professional painters. The most important insurance type that painters need is commercial general liability (CGL), which covers third-party bodily harm, property damage and costs arising from related lawsuits.

Common Types of Painters Insurance

Insurance Types & What It Covers

Commercial General Liability

Third-party claims for bodily injury, property damage, medical payments and personal and advertising injury

Commercial Auto Insurance

Accidents involving vehicles used for business, including bodily injury liability, property damage liability and medical payments

Surety Bond

A guarantee to potential clients that you can fulfill commercial jobs; protects clients against liability and malpractice

All painters need commercial general liability insurance to protect against third-party claims from bodily injury or damage to others’ property. Commercial auto insurance is for vehicles used for the business. Keep in mind that personal auto insurance won’t cover your commercial truck or van.

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